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5-Year Israeli Government Bond eMazel Tov

Writer's picture: Jet 2908Jet 2908

2nd March 2025

Recommendation: SHORT

Bond Characteristics (as of 2/3/25):

  • Issuer: Government of Israel

  • Type: Fixed-Rate Sovereign Bond

  • Maturity: 5-Year (April 1, 2030)

  • Coupon Rate: 5.57% (fixed)

  • Currency: USD-denominated

  • Yield to Maturity: 4.27%

  • Option-Adjusted Spread: -4 bps

  • Modified Duration: 5.64

  • Liquidity: Medium

  • Exchange: Direct Israel Bonds Program

Thesis:

Israel’s sovereign bonds face significant downside risks due to rising fiscal deficits, deteriorating economic conditions, and increasing geopolitical uncertainty. The negative option-adjusted spread (-4 bps) suggests that these bonds are potentially overvalued relative to their risk-adjusted return. Given Israel’s rising debt levels (67.5% of GDP), widening fiscal deficit (8.1% of GDP), and potential credit rating downgrades, eMazel Tov Bonds are likely to decline in price as risk premiums rise and investor confidence deteriorates.

Catalyst:

1. Rising Fiscal Pressures & Sovereign Debt Concerns

  • Deficit Surge: Military expenditures have surged from $1.8B to $4.7B per month, driving the public deficit to 8.1% of GDP.

  • Debt-to-GDP Ratio Climbing: Israel’s sovereign debt is projected to hit 67.5% of GDP, raising concerns about long-term fiscal sustainability.

  • Credit Rating Downgrade Risk: Fitch already downgraded Israel to 'A' with a negative outlook; further downgrades could spike borrowing costs.

2. Geopolitical Instability & Rising Risk Premiums

  • Conflict with Hamas & Hezbollah: The ongoing war has strained Israel’s economy, with uncertainty over ceasefire durability.

  • Risk Repricing: Credit default swaps (CDS) for Israel have risen to 91 basis points, reflecting higher perceived risk among global investors.

3. Monetary Policy Constraints & Yield Pressures

  • Sticky Inflation (3.8%): Inflation remains above the Bank of Israel’s 1-3% target, reducing the likelihood of rate cuts in the near term.

  • Limited Rate Cut Flexibility: While global central banks may start easing, the Bank of Israel is constrained by inflation and fiscal instability, limiting support for bond prices.

4. Market Trends & Comparative Sovereign Bond Developments

  • Global Yield Pressures: Rising bond yields in the U.S. (10-Year Treasuries at 4.35%) and Germany (Bunds at 2.7%) suggest continued upward pressure on sovereign bond yields globally.

  • Liquidity Drain: Investors are shifting to higher-yielding assets, making it harder for Israeli bonds to attract demand.

  • Widening Spread vs. U.S. Treasuries: With U.S. Treasury yields rising, Israeli bonds offer less compensation for additional risks, making them vulnerable to sell-offs.

Sector-Wide Analysis:

U.S. Treasuries:

  • The Federal Reserve remains hawkish, delaying rate cuts until late 2025.

  • U.S. 10-Year Yield increased from 3.85% (Dec 2024) to 4.35% (Feb 2025), reducing the attractiveness of riskier bonds like Israel’s.

  • Short-term yields (2-Year Treasuries) are at 4.85%, reinforcing expectations for prolonged tight monetary policy.

Eurozone & UK:

  • The ECB continues quantitative tightening, reducing bond demand across Europe.

  • Germany’s 10-Year Bund yield has increased from 2.3% (Dec 2024) to 2.7% (Feb 2025).

  • UK 10-Year Gilt Yields climbed from 3.8% to 4.3%, reflecting rising global borrowing costs.

eMazel Tov Bond Analysis:

Yield Trends & Price Performance

  • Yield to Maturity (YTM) at 4.27% suggests potential undervaluation compared to rising global rates.

  • Negative OAS (-4 bps) indicates potential mispricing, meaning the bond’s adjusted yield is lower than risk-free alternatives.

  • Price likely to decline further if risk spreads widen due to geopolitical instability.

Conclusion:

Given Israel’s rising debt burden, fiscal deficit concerns, geopolitical instability, and the global fixed-income market’s rising yields, eMazel Tov Bonds are likely to decline in price. Shorting eMazel Tov Bonds is a high-probability trade given the structural weaknesses in Israel’s economic and financial position.

Execution Plan:

  • Sell eMazel Tov Bonds (USD-denominated, 5-year maturity, 5.57% coupon) in secondary markets.

  • Target Yield Move: From 4.27% to 5.00%, leading to an estimated 5-7% price decline.

  • Exit Plan: Cover the short position if:

    • The Bank of Israel signals aggressive rate cuts (unlikely in 2025).

    • Geopolitical risks de-escalate significantly (e.g., lasting ceasefire with Hamas/Hezbollah).

Risks to Shorting eMazel Tov Bonds

  1. Unexpected Rate Cuts by the Bank of Israel: If inflation unexpectedly declines, the central bank might cut rates, driving bond prices up.

  2. Geopolitical De-escalation: If a permanent ceasefire is brokered, risk premiums could fall, supporting bond prices.

  3. Stronger Global Demand for High-Yield Bonds: If investors rotate into higher-risk fixed-income assets, Israeli bonds might benefit, limiting downside.

  4. Liquidity Risk: Shorting Israeli bonds may be challenging due to limited availability in secondary markets.

Sources:

  • Bloomberg - Israel Sovereign Bond Yields

  • Bank of Israel - Monetary Policy Updates

  • Reuters - Israel Bond Market & CDS Trends

  • Trading Economics - Israeli Government Bond Yields

 
 
 

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